Have you been found “at-fault” in a Massachusetts auto accident? Have you received the surcharge notice? If so, this means your insurance company determined you are more than 50% at-fault. If you believe you are not more than 50% at-fault in the... Read more
Take five minutes every month to check your tires including: Pressure: Under inflation is a tire’s #1 Enemy. Check your tire pressure. A tire can lose up to half of its air pressure and not appear to be flat! Alignment: Is your vehicle pulling t... Read more
Insurance sales don’t exist in a vacuum – any number of outside factors can influence a client’s willingness to invest in a product or service. And nothing can impact producer success quite like consumer feelings regarding the... Read more
Social engineering has quickly become one of the most common means of cyberattack, but the cyber insurance industry may not be keeping up, and it could leave businesses at significant financial risk. While two-thirds of companies h... Read more
A pension risk exchange – an online marketplace that aims to create those defined benefit pension plans looking to purchase de-risking annuities with those that provide such products C is here in Canada. This week saw the unveiling from th... Read more
Often overlooked on the MA auto policy are Parts 3 & 12, Uninsured & Underinsured Motorist Coverage. These limits are important. So important, we recommend coverage be equal to your Part 5 coverage which, hopefully, is at least $100,000... Read more
From a MA auto insurance policy perspective, perhaps the cruelest of all surcharge points is the one for an ”expired inspection sticker” citation. In Massachusetts, a ticket for an expired vehicle inspection sticker is the equivalent, in au... Read more
Estate taxes make it difficult for wealthy people to pass their money down to future generations, and recent exemptions which increased the amount of money that can be passed on before taxes take effect may not last. Advisors have a responsibili... Read more
Institutions of higher education are home to large populations of students, faculty and staff, ranging from many hundreds to thousands and even tens of thousands of people. Colleges operate utilities (electricity, steam, water, sew... Read more
When Must a Massachusetts Crash Report be filed? MGL Chapter 90, Section 26 requires a person who was operating a motor vehicle involved in a crash in which (i) any person was killed or (ii) injured or (iii) in which there was damage in excess o... Read more